There’s another quirk in the Obama administration’s new health insurance system: It lacks a way for consumers to quickly and easily update their coverage for the birth of a baby and other common life changes.
With regular private insurance, parents just notify the health plan. Insurers will still cover new babies, the administration says, but parents will also have to contact the government at some point later on.
Right now the HealthCare.gov website can’t handle such updates.
Why do I have the feeling that whoever wrote this doesn’t have kids? – Because the problem here is that changes in family or income status will have an immediate (in government terms) effect on federal Obamacare subsidies; which should behoove the administration to have made sure that they were prepared for any problems. Because there will be problems, and people will not be amused if the government keeps billing and crediting their accounts out of nowhere.
Come, I will reveal a Mystery to you: people do not crave lower costs out of their healthcare. They want them, but they do not crave them. What they crave is reliability. What they want is to know, down to the last cent and procedure, what they can get out of their insurer when the crisis hits. They don’t want to see a monthly note from their provider, or HHS, and instinctively feel dread at whatever hoops they’re now going to have to jump through this time. They don’t want that; but thanks to Obamacare, they’re going to get that.
Just remember, though: NO REPUBLICAN VOTED FOR OBAMACARE.
PS I wish that more people in the Obama administration had read HP Lovecraft’s Supernatural Horror In Literature (“The oldest and strongest emotion of mankind is fear, and the oldest and strongest kind of fear is fear of the unknown.”) or Terry Pratchett’s Feet of Clay (“People believe they want justice and wise government but, in fact, what they really want is an assurance that tomorrow will be very much like today.”). Heck, I’m not sure that any of them have. And dear God, but it shows.