Stop John D. Thomas if you’ve heard this one:
For the first time in my professional life, I am in the position that I have to buy my own health care insurance. I had heard people were having difficulty with the process, but recently I have written and edited a lot of information about the Affordable Care Act and the new health insurance exchanges, so I felt familiar with the territory and ready to sign up. In addition, my wife is an attorney with a master’s degree in education, so I knew that with our two minds on the case, the process would be a snap.
Guess what happened? Go ahead. Guess.
And then two days after we started, our patience snapped, and we decided to forgo buying insurance off of the exchange to purchase a policy on the open market at about five times the rate we were quoted on the exchange.